Withdrawing money from the Provident Fund (PF) used to be a cumbersome task, one that depended upon employer approval and manual verification. However, that is not the case anymore. The Employees’ Provident Fund Organisation (EPFO) has streamlined the process through a digital claim system under the new EPFO framework. The process can be directly completed using the EPFO member portal using OTP-based verification if your Universal Account Number (UAN), Aadhaar, PAN, and bank details are properly linked and verified.